Sosialisasi Pengelolaan Keuangan Pribadi untuk Mencapai Financial Well-Being pada Dharma Wanita SMAN 5 Surabaya
DOI:
https://doi.org/10.55338/jpkmn.v6i4.1.7585Keywords:
Neraca personal, Laporan arus kas personal, Kesejahteraan Keuangan, Perencanaan Keuangan Pribadi, Strategi keuanganAbstract
Pelatihan ini bertujuan untuk memberikan wawasan dalam membuat Keputusan dan strategi pengelolaan keuangan. Strategi mengelola keuangan yang merupakan kegiatan merencanakan cara untuk mendapatkan hasil maksimal dari uang yang dimiliki, perlu dilakukan. Pengelolaan uang yang baik dapat membantu seseorang melacak ke mana uang yang dimiliki seseorang dibelanjakan, sehingga seseorang tersebut dapat memanfaatkan uang tersebut lebih baik. Untuk mengelola uang dengan baik, perlu mempertimbangkan mempertimbangkan financial trade-off dan kesehatan keuangan. Sosialisasi Strategi Pengelolaan Keuangan Pribadi Untuk Mencapai Financial Well-Being Pada Dharma Wanita SMAN 5, Surabaya akan membantu peserta dalam membelanjakan uang secara bijaksana, sehingga tidak sampai mengalami kesulitan keuangan bahkan sampai peserta memasuki usia pensiun/hari tua tetap hidup sejahtera.
Downloads
References
Consumer Financial Protection Bureau. (2023). Financial Well-being: Our Latest Research and How to Apply It. Consumer Financial Protection Bureau.
Diener, F.D. (1986). Subjective Well-being Is Desirable. But Not The Summum Bonum
Kapoor, Jack R. Les R. Dlabay. Robert J, Hughes. dan Williyan B. Hoyt. (2007). Business and Personal Finance. McGrow Hill Glencoe. New York
FPSB Indonesia. Modul 1: 2017. Dasar-dasar Perencanaan Keuangan. Financial Planning Standards Board Ltd.
Garrett, S., & James III, R. N. (2013). Financial Ratios and Perceived Household Financial Satisfaction. Journal of Financial Therapy, 4(1). https://doi.org/10.4148/jft.v4i1.1839
Netemeyer, R.G., Lynch Jr., J.G. Lichtenstein, D.R., dan Dobolyi, D. (2024). Financial Education Effects on Financial Behavior and Well-Being: the Mediating Roles of Improved Objective and Subjective Financial Knowledge and Parallels in Physical Health. Journal of Public Policy and Marketing, 43 (4), 254-275. https://doi.org/10.1177/07439156241228197
Prather, C. G. (1990). The Ratio Analysis Technique Applied to Personal Financial Statements: Development of Household Norms. Journal of Financial Counseling and Planning, 1, 53– 69.
Ryan, R.M. (2017) Self Determinant Theory: Basic Psychological needs in motivation, development, and wellness. Guilford Press
Ryan, Richard M. and Edward L. Deci. 2001. On Happiness and Human Potentials: A Review of Research on Hedonic and Eudaimonic Well-Being. Annual Review of Psychology, 52 (1): 141–166.
Ryff, Carol D. 1989. Happiness is Everything, or Is it? Explorations on the Meaning of Psychological Well-Being. Journal of Personality and Social Psychology, 57 (6): 1069–108
Robb, C. A., & Woodyard, A. (2011). Financial Knowledge and Best Practice Behavior. Journal of Financial Counseling and Planning, 22(1).
Sorgente A. and Lanz, M. (2019). The Multidimensional subjective financial well-being scale for emerging adults: Development and validation studies. International journal of Behavioral Development, 43 (5), 466-478. https://doi.org/10.1177/016502541981859
Tenney, J. A., & Kalenkoski, C. M. (2019). Financial Ratios and Financial Satisfaction: Exploring Associations Between Objective and Subjective Measures of Financial Well-Being Among Older Americans. Journal of Financial Counseling and Planning, 30(2), 231 – 243. https://doi.org/10.1891/1052-3073.30.2.231
Xiao, J. J., Chen, C., & Chen, F. (2014). Consumer financial capability and financial satisfaction. Social Indicators Research, 118(1), 415 – 432. https://doi.org/10.1007/s11205-013-0414-8
Salsabilla‘Aqifah, N., Khoiriyah, M. L., Apriliani, S. E., Adinugraha, H. H., & Gunawan, A. (2023).
Sosialisasi Pengelolaan Keuangan Sejak Dini Di SDN 02 Kayugeritan. ENGAGEMENT: Jurnal Pengabdian Masyarakat, 2(2), 95-105.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2026 Nur Khusniyah Indrawati, A Muhamad Jazuli, Atmaya Fitra Alfathya, Dian Gracia Br Simamora

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Most read articles by the same author(s)
- Nur Khusniyah Indrawati, A Muhamad Jazuli , Implementasi Aplikasi SiAPIK dalam Penyusunan Laporan UMKM di Desa Klangonan Gresik , Jurnal Pengabdian kepada Masyarakat Nusantara: Vol. 6 No. 2 (2025): Jurnal Pengabdian kepada Masyarakat Nusantara Edisi April - Juni
- Ainur Rofiq, A Muhamad Jazuli, Adelia Shabrina Prameka, Abdurrahman Hakim, Business Legality Assistance, Halal Certification And Digital Marketing SME’s Gresik District , Jurnal Pengabdian kepada Masyarakat Nusantara: Vol. 4 No. 5 (2023): Jurnal Pengabdian kepada Masyarakat Nusantara (JPkMN) SPECIAL ISSUE
Nur Khusniyah Indrawati,
Universitas Brawijaya,
Indonesia 

